Life Insurance


What is Life Insurance?

Life Insurance is designed to help protect against the financial impact death could have on your family or loved ones.

*Based on new individual Life Insurance sales in 2017, Term & Health Watch report 2018, Swiss Re

How does Life Insurance work?

It could pay out a cash sum if you die or are diagnosed with a terminal illness (life expectancy is less than 12 months) while covered by the policy. The amount of cover you choose will always remain the same unless you alter your policy.

You choose the amount of cover you need and how long you need it for. You can take out life insurance in joint or single names and you can pay your premiums monthly or annually. If you’d like more help it may be useful or speak to your financial adviser.

  • Premiums start from only £6 a month depending on your individual circumstances
  • The cash sum could help pay the mortgage or help with everyday living expenses
  • Peace of mind for you knowing life insurance can help financially protect your loved ones
  • Option to add critical illness cover for an additional cost

Who needs Life Insurance?

Anyone may have a need for Life Insurance depending on their individual circumstances. For example, those with children, a partner or spouse who depend on your income, or those with a mortgage on the family home.


Contact us for more details.

Hypo Financial is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.

What else do we cover?


Purchasing your dream home is one of the biggest financial commitments you will make in your life which is exciting but can be fraught with stress and worry. Protection can help pay off the mortgage and keep up with the bills that don’t stop.

Help to buy

Help to Buy equity loans are only available in England, although similar schemes have been made available by the Scottish Government, the Welsh Government and the Northern Ireland Housing Executive.

General insurance

Provide yourself with peace of mind that your home will be fully covered if you suffer loss from fire, theft or burglary. There are many add-ons you can have such as accidental damage and personal possession cover.

Expert protection advisers

You can speak directly to our qualified protection adviser who has a wealth of experience. Our advisers are fully trained, specialised and work with a range of clients.

We will search the market to ensure that your individual needs are met and we are more than happy to arrange face-to-face meetings. Our advisers can also handle protection applications over the telephone.