income protection

Income Protection Insurance is an insurance product that protects your income in the event of you being unable to work through accident or sickness.

Income Protection Insurance

Income Protection Insurance is an insurance product that protects your income in the event of you being unable to work through accident or sickness. It pays out until you die, retires, returns to work or reaches the end of the agreed policy term.

As with many other insurance products, Income Protection policies come in all shapes and sizes and it is important that you find the right policy for you. Different providers have different criteria for the type of accident or sickness their policies will cover.

Policies payout after you have been off work for a period of time known as the ‘deferred period’, and will continue to pay out until you can get back to work or until the end of the policy term, whichever is soonest.

You can choose a deferred period from 1 day up to a year, depending on how long you may be able to survive on any savings or how long you receive sick pay from your employer.

Contact us for more details.

Hypo Financial is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.

What else we cover?

Protection
Purchasing your dream home is one of the biggest financial commitments you will make in your life which is exciting but can be fraught with stress and worry. Protection can help pay off the mortgage and keep up with the bills that don’t stop.
Mortgages
We have access to a wide selection of lenders who we can recommend for your needs. We, therefore, pride ourselves in searching for the most suitable mortgage for your needs whilst keeping the experience as smooth as possible.
General Insurance

Home and Contents Insurance is there to provide you with peace of mind that your home will be fully covered if you suffer losses from fire, theft or burglary. There are many add-ons you can have such as accidental damage and personal possession cover.

Expert mortgage advisers

You can speak directly to our qualified mortgage adviser who has a wealth of experience. Our advisers are fully trained, specialised and work with a range of clients.
We will search the market to ensure that your individual needs are met and we are more than happy to arrange face-to-face meetings. Our advisers can also handle mortgage applications over the telephone.

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