Buy to let
With many years of experience, Hypo Financial Brokers may be your best option in securing the right mortgage for your needs.
Securing a buy to let mortgage can present a challenge to prospective and experienced landlords due to lender criteria changing is important to get correct and up to date advice. At Hypo Financial, however, we have comprehensive access to the UK mortgage market and will use our vast experience to find the most suitable mortgage product for your circumstances, often including exclusive deals via Primis Mortgage Network.
Regardless of your position either as a landlord with a portfolio of properties, or a novice to the process of being a landlord or indeed somewhere in between, we guarantee that every one of our clients’ purchases is handled in-house, with a dedicated mortgage adviser to oversee the entire process.
We believe that the peace of mind that your mortgage requirements are being handled by just one committed and professional company is an invaluable asset when navigating through this complex part of the mortgage market.
Please contact one of our expert adviser, who can help you understand what the additional 3% Stamp Duty surcharge means to you.
Most buy to let mortgages are not regulated by the Financial Services Authority, something our advisers will explain to you.
Your property may be repossessed if you do not keep up repayments on your mortgage.
A mortgage fee payable is dependent on the complexity of the case and will be agreed at the outset. A fee of up to 1% of the loan amount is payable, for example on a £100,000 mortgage a 1% fee would equate to £1,000. A typical fee is £399 and is payable at the outset or on the issue of an offer of the mortgage.
What else we cover?
Help To Buy
Home and Contents Insurance is there to provide you with peace of mind that your home will be fully covered if you suffer losses from fire, theft or burglary. There are many add-ons you can have such as accidental damage and personal possession cover.
Expert mortgage advisers
You can speak directly to our qualified mortgage adviser who has a wealth of experience. Our advisers are fully trained, specialised and work with a range of clients.
We will search the market to ensure that your individual needs are met and we are more than happy to arrange face-to-face meetings. Our advisers can also handle mortgage applications over the telephone.