Protecting you and your family
If you were to fall ill, or worse die, financial protection provides vital reassurance when it is needed most. Purchasing your dream home is one of the biggest financial commitments you will make in your life which is exciting, however, can be fraught with stress and worry.
Protection can help pay off the mortgage and keep up with the bills that don’t stop, giving you and your family the support you need at a very difficult time.
Life cover:* Life cover pays out a cash sum or annual benefit if selected should you die or if you are diagnosed with a terminal illness before your coverage ends.
Income protection:* Income protection will pay you a regular monthly benefit if you lose your earnings due to being unable to work because of ill health or injury
Critical illness cover:* Critical illness cover provides you with a cash sum or annual benefit if selected if you suffer or undergo a specified illness or operation. It can also cover your children for certain illnesses as well.
*Providing you make your monthly payments in full and on time.
Buildings, contents and mortgage payment cover:
As a homeowner, most mortgage lenders insist that you have buildings cover in place to protect your investment. This covers the structure of your home and includes permanent fixtures. Contents cover protects you against loss or damage to all the things in your home which are not part of the structure. Contents cover helps you put things back the way they were quickly and with the minimum of fuss.
Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.
What else do we cover?
Purchasing your dream home is one of the biggest financial commitments you will make in your life which is exciting but can be fraught with stress and worry. Protection can help pay off the mortgage and keep up with the bills that don’t stop.
We have access to a wide selection of lenders who we can recommend for your needs. We, therefore, pride ourselves in searching for the most suitable mortgage for your needs whilst keeping the experience as smooth as possible.
Provide yourself with peace of mind that your home will be fully covered if you suffer loss from fire, theft or burglary. There are many add-ons you can have such as accidental damage and personal possession cover.
Expert protection advisers
You can speak directly to our qualified protection adviser who has a wealth of experience. Our advisers are fully trained, specialised and work with a range of clients.
We will search the market to ensure that your individual needs are met and we are more than happy to arrange face-to-face meetings. Our advisers can also handle protection applications over the telephone.